Based in Overland Park, KS, HighPointe Insurance Services LLC serves the community by helping residents find the insurance coverage they need to protect what matters most. We strive to offer our clients a World-class service. We can help you find a policy that suits your individual needs.

Common Misconceptions Regarding Motorcycle Insurance

If you enjoy riding your motorcycle through Overland Park, KS, motorcycle insurance will cover you. The policy protects you if you are involved in a collision of if your motorcycle is stolen. You can add comprehensive coverage to protect you if your motorcycle is damaged in a fire or another type of natural disaster. If you plan to add any custom accessories to your motorcycle, you may have to amend your policy in order to protect those items. While you are researching different policies, avoid some of these common misconceptions regarding motorcycle insurance.

Perhaps you’ve heard that auto insurance can cover your motorcycle, so a motorcycle policy isn’t necessary. This is incorrect. In order to cover your motorcycle, you need a motorcycle insurance policy. Do not rely on your auto policy to cover your motorcycle.

Another common misconception is that parking or speeding tickets may impact your motorcycle insurance policy. This is incorrect. One parking or speeding ticket will not cause drastic changes to your policy. However, it is important that you practice safe driving habits at all times.

You may have heard that you don’t need coverage during the offseason when you are not riding your motorcycle. This is incorrect. Accidents can happen at any time. If an object falls on your motorcycle while it’s in storage and causes a crack or dent, you will not be protected if you don’t include storage coverage in your policy.

Consult With HighPointe Insurance Services LLC.