Boat/Watercraft Insurance

A watercraft insurance policy can insure you against most risks of owning and operating your boat, its motor, and its trailer — including protection against liability lawsuits and medical payments. Insurance options range from personal effects replacement to fuel spill coverage, which means you can relax on the water knowing you're protected.

Coverage Basics

• Physical Damage coverage. Provides protection in the event of a collision with a submerged object or another boat.
• Liability coverage. For bodily injury or damage to the property of others.
• Personal Property coverage. Protects personal property on the boat including, but not limited to, your clothing, stereo system, cameras and other personal items.
• Towing and Assistance coverage. To transport your boat to a repair facility when it's inoperable and you're stranded. Gas delivery for boats and roadside assistance are also available.

Important items to consider

• Are my trailer and boating supplies covered?
• Are additional operators covered?
• Will I receive the actual cash value or replacement cost if my boat is totaled?
• Is my fishing equipment covered?

With so many options, we’ll help you build the perfect boat or watercraft insurance for your needs. We will insure, fishing boats, pleasure boats, PWC, sailboats, yacht’s and many more.

Partner with HighPointe Insurance Services to help you select the best watercraft insurance protection today!