When you own a house, a lot can go wrong with it. There are disasters that can threaten it, accidents that can cause damage and calamities that may leave it in need of repairs. If you don’t have home insurance to cover it, you would be responsible for paying for all of the repairs yourself, and this can ruin your financial future. To protect your future with home insurance, call us at HighPointe Insurance Services LLC in Overland Park, KS.

Coverage for the Structure

When you own a home, the structure itself needs to be covered by home insurance. This type of home coverage pays for repairs if the home is damaged during a covered incident. The policy will also pay to rebuild a house that is destroyed in a covered incident. This coverage by itself is enough to warrant having home insurance, and there are still more ways that home insurance protects you.

Protection for Your Things

Your possessions are inside your home, and they represent a substantial outlay of funds. Your home insurance policy also protects these belongings. If you things are damaged or ruined, the policy can pay for them to be repaired or replaced. This can be extremely expensive to do without home insurance, and it could send you into serious debt. 

Liability Protection

If someone is injured on your property, your home insurance protects you there as well. It pays for injuries that third parties suffer from after an accident in your home or yard. This means that the third party has no reason to sue you and is instead paid by the insurance policy.

Get Your Home Insurance

To keep your future more secure, get your home covered by home insurance. Call us now at HighPointe Insurance Services LLC in Overland Park, KS to find out more.