At HighPointe Insurance Services LLC in Overland Park, KS, we assist local families in addressing their evolving needs for various insurance products, including renters insurance.

You may need renters insurance while building a home, downsizing, or if you have a college student renting living space while at school. Renters insurance is often overlooked for college students, but it’s an ideal example of when this insurance should be utilized. Here’s how and why renters insurance can work for your college student.

What Does Renters Insurance Cover?

Renters insurance generally covers the policyholder’s personal possessions, such as furnishings, clothing, electronics, housewares, bedding, etc. Some personal electronic devices may be excluded. It also typically includes liability coverage should someone become injured while renting a property. Many renters’ insurance policies also cover personal belongings while traveling.

What Renters Insurance Doesn’t Include

Renters insurance does not include coverage for the building or structure. It may also exclude some personal electronics.

Who Renters Insurance Protects

Renters insurance only covers the policyholder’s personal belongings, so roommates should each have their own policies.

Is Renters Insurance Expensive?

Renters insurance is very affordable. Many families are surprised by how inexpensive it can be.

Get More Details

If you live in the Overland Park, KS, area and have a student who will be renting while attending college, contact us at HighPointe Insurance Services LLC. We can answer your questions and provide a quick quote. We look forward to assisting you.