If you own a motorcycle in Overland Park, KS, you should consider investing in motorcycle insurance. It is required in many states to carry at least the minimum amount of coverage. Aside from following the law, there are numerous reasons you should get motorcycle insurance from an agency like HighPointe Insurance Services LLC. Here are a few of them.
Liability Coverage
Liability insurance will kick in if you are found to be at fault for an accident that you’re involved in. It will also assist in paying for damages that are caused to another individual or property, which keeps you from having to pay these expenses out of your own pocket. Just make sure when you buy this coverage that you opt for a deductible that you can afford to pay.
Comprehensive Insurance
If someone else is at fault for an accident you are involved in, their insurance should cover the costs for injuries and property damage. However, not everyone carries insurance coverage or sufficient coverage. This is where comprehensive coverage comes in. It will also cover non-accident-related incidents like your bike being vandalized or stolen and storm damage.
Passenger Coverage
If there is a good chance that you will be having passengers on your bike, you will want to ensure you speak to your insurance agent and find out if your policy will extend to them in the event of an accident of any kind. This coverage can not only provide financial help for your passengers but will also protect you from the potential of a lawsuit or serious tension with a close friend or family member.
If you are looking for a motorcycle insurance policy that will cover you, your bike, your passengers, and more, contact HighPointe Insurance Services LLC, serving Overland Park, KS, to speak to a qualified agent who can help identify your needs and create a quote for you.
