The days are getting longer and it is warming up outside! If you live near water, then you probably cannot wait until you can get your boat out for some lazy and fun-filled days. Before you get out there on the water, though, be sure to put safety first and make sure your boat is ready to go. You can do that by following some easy steps. Use our tips to get started.

• Check your fire extinguishers and life jackets on board. You want to make sure you have plenty of life jackets on board and that they are in good condition. Replace or buy any that you need. Also, be sure to check your fire extinguisher. This should be done once per year so summer is the perfect time. Hopefully you never need to use these but these are needed on any boat for safety precautions.
• Get a tune up and de-winterize your boat. Get your boat ready for the summer with a proper tune up as well as de-winterizing the boat for warmer weather. Both of these actions can prepare your boat for summer and also help you identify any potential safety issues that you may need to address before taking the boat out. Get these two things done at the beginning of the season every year so you always know that your boat is ready to go for all of the summer activities.

Being safe is more than just prepping your boat for summer fun. It is also important to have a great boat policy on your boat. If you want to take a look at your current policy or want to look at a new one, please feel free to contact us at HighPointe Insurance Services LLC today. We will be happy to help you.

As a motorcycle rider, you should take care and show caution every time you are on the road. You should think about your life, your bike, and the lives of others. Motorcycle insurance is a great way to protect you against loss if you are in an accident. There are several reasons it is important for bike riders to secure and maintain motorcycle insurance.

Medical Bills Can Pile Up

If you are involved in a collision, motorcycle insurance may cover most, if not all, of your medical bills. You may even need additional treatment beyond an initial hospital visit. Having coverage could give you piece of mind in an unfortunate event.

Injury to Others

If others are injured in an accident that is your fault, you will have to compensate those involved. With a qualified policy, your insurance may be able to pay the cost.

Total Loss Policies

If your motorcycle is damaged due to an accident, it may cost more to fix it than it is worth. Total loss coverage could get you the cost of a replacement or the actual cash value of your bike.

Property Damage

Your bike is precious to you and you are going to want to get right back out on the open road after an accident. If you don’t have the means to fix it, it may be months before you can ride your motorcycle again. Being covered may get your bike repaired quickly and efficiently.

Collision Coverage

You could add collision coverage as part of your policy. Collision insurance can help you if you are in an accident and have to cover the cost of another persons’ property or their vehicle. This comes in handy if the accident is determined to be your fault.

HighPointe Insurance Services LLC are independent insurance agents serving Overland Park, Kansas. You can visit them and get more information about motorcycle insurance as well as auto, home, and commercial insurance policies.

Owning an ATV for the first time can bring a lot of joy. When you live in Overland Park, there are things that you should know and tips that you should keep in mind to ensure your safety and keep your ATV safe at the same time.

Learn How to Ride

Be sure you know how to ride your ATV so that you are safe on it as can be. Depending upon where you live and how old you are, there may be various safety courses that you can take that will teach you more about the fundamentals of driving so that you can exercise more caution.

File the Necessary Paperwork

Some paperwork needs to be filed with the state, and this includes a permit. You will also want to consider ATV insurance so that you have some kind of recourse in the event that there is damage to the vehicle or even theft.

Be Safe

Be safe at all times. You want to make sure that you are wearing a quality motorcycle helmet, and that you have gloves and goggles on each time you ride. Until you have mastered level services, avoid mountains, mud flats, and anywhere else. It may also be wise to invest in additional protection, including a chest protector and knee guards.

Lock it Up

ATVs are commonly stolen, and you want to make sure that yours isn’t. Whenever possible, you should lock it up inside of a garage or shed. If you have to leave it outdoors, purchase a heavy-duty metal chain and tied to something sturdy on your property.

Call and talk to our independent insurance agent at HighPointe Insurance Services LLC where we can talk to you more about ATVs and how to get the necessary insurance so that you are safe, trails and everywhere else.

 

You can make a big difference in your community now and throughout the year. You may not realize it, but there are a lot of people who are homeless, less fortunate, and lonely – and what you do can have a profound effect on their lives.

Below are 10 ways you can make a difference.

1. Donate to a charity of your choosing
2. Collect non-perishable food items for a local food bank
3. Put food on the table for a family in need
4. Spend time with a lonely person by volunteering with Meals on Wheels
5. Volunteer at a nursing home and spread joy
6. Donate old coats and clothing to a clothing recycler
7. Visit the VA to see how you can make a difference in the lives of local veterans
8. Volunteer to build homes or work in a soup kitchen
9. Adopt a pet instead of going into a pet store
10. Donate blood at the hospital or a local blood bank

All of these are ways you can make a difference – and as you can tell, many of them don’t require you to spend any money. You should always look inside your community before donating elsewhere. This ensures you are taking care of your own.

There may be some alarming statistics you weren’t aware of – like more than half of the residents of nursing homes never get visitors from loved ones. A little of your time can go a long way to bringing a smile to someone’s face.

HighPointe Insurance Services LLC agents are standing by, waiting to help you find the right insurance. We’re in the community, which is a great way to support Overland Park local businesses, too. Call today and we can answer any questions you may have and get quotes to help you find an affordable policy.