It is important to know exactly what your home insurance covers before you purchase your policy. One aspect of a home insurance policy that many people don’t consider is whether or not it covers external structures such as a shed, carport, or pool house. Having precise knowledge of your policy allows you to understand your coverage and losses you might incur as a result of damage to the structures.
Policy Coverage
Although there are no set guidelines for homeowners’ insurance coverage, as a general rule, most policies will cover an external structure as part of the primary policy. Before you make a home insurance policy purchase, you want to make sure that it does, in fact, provide coverage if you have an external structure with significant value, or with contents of significant value. Always discuss this issue with the insurance agent prior to buying insurance coverage. Some policies may also have stipulations on coverage of an external structure, which is why discussing the fine print is important.
Get The Information You Need
You should purchase your policy from an insurance agency that is knowledgeable and takes pride in delivering excellent customer service. Your financial security may depend on the terms and conditions outlined in your insurance policy. Reputable insurance providers such as HighPointe Insurance Services LLC serve Overland Park, KS, and the surrounding areas and are happy to sit down with potential customers one on one to clearly outline the details of each policy and answer any questions they may have.
Get the coverage you need to protect your investment and prevent financial loss in the future. If you live in or near Overland Park, KS, you should call or stop by HighPointe Insurance Services LLC to speak with one of their knowledgeable, friendly agents today.
